Insurance Policy For Race Cars

Florentin · 11-21-2008, 09:05 AM

I was just thinking, what type of insurance coverage is required for racing cars, especially amateur drivers?

Would a 'normal' company even insure a vehicle that is involved in such activity?

Kevin · 11-22-2008, 06:09 PM

Auto insurance companies tend to not cover vehicles that are raced, whether legally or not.

For surem you can weekend race your street car and still have it covered, but asking your insurance company to cover damages incurred during a track event would be considered fraudulent, as it's likely to be against the insurance agreement.

jamesb · 12-19-2008, 12:41 PM

I wonder how the drivers get insured for accidents. Their health insurance plan must cost a small fortune.

11-21-2008, 09:05 AM	#1 (permalink)
Florentin Junior Member Join Date: Nov 2008 Posts: 20	Insurance Policy For Race Cars I was just thinking, what type of insurance coverage is required for racing cars, especially amateur drivers? Would a 'normal' company even insure a vehicle that is involved in such activity?

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11-22-2008, 06:09 PM	#2 (permalink)
Kevin Administrator Join Date: Oct 2008 Location: BFE Posts: 14	Auto insurance companies tend to not cover vehicles that are raced, whether legally or not. For surem you can weekend race your street car and still have it covered, but asking your insurance company to cover damages incurred during a track event would be considered fraudulent, as it's likely to be against the insurance agreement.

12-19-2008, 12:41 PM	#3 (permalink)
jamesb Junior Member Join Date: Dec 2008 Posts: 15	I wonder how the drivers get insured for accidents. Their health insurance plan must cost a small fortune.

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